AI Agents Reference5 min read• Updated October 2026
HUD-1 & Closing Disclosure Analyzer
Cross-checks closing loan fees, escrow deposits, title charges, and settlement balance sheets.
Overview
Automates settlement audits for title companies, mortgage brokers, and real estate attorneys by verifying TRID/RESPA compliance across Closing Disclosures.
Key Specifications & Highlights
Loan Estimate vs Closing Disclosure: Detects fee increases that exceed tolerance thresholds.
Title & Recording Charges: Verifies itemized breakdown against county statutory fees.
Cash to Close Verification: Mathematically reconciles borrower debits, credits, and earnest money deposits.